Experian most recently listed that U.S. citizens maintain an average credit score of 687. Generally a subprime automotive loan qualifies for anything that falls in between a 580 – 680. With a high demand for automotive loans, combined with a population of bad credit scores our Asset Recovery Unit is a perfect solution to help mitigate your risk. With our device Lenders now have the ability to increase sales while maintaining a healthy and profitable portfolio. It also offers re-assurance that you can recover an asset should the need arise.